IEPF stands for Investor Education and Protection Fund, maintained by the Government of India under the Ministry of Corporate Affairs. If dividends on shares remain unclaimed for seven consecutive years, the company is required to transfer the unclaimed dividend and the underlying shares to the IEPF.
The rightful owner or eligible legal heirs can still claim eligible shares and dividends by following the prescribed recovery process.
If you have old investments, physical share certificates, stopped receiving dividends, or inherited investments from a family member, you may have unclaimed shares or dividends.
Unlock Money can help assess your investment details and determine whether an IEPF claim, share transmission, Demat conversion, or another recovery process may apply to your case.
If dividends on your shares remain unclaimed for seven consecutive years, the company is required to transfer the unclaimed dividend and the underlying shares to the IEPF.
The investment is not necessarily permanently lost. The rightful owner or eligible legal heir may be able to recover the shares and dividends through the prescribed IEPF claim process.
Yes, eligible legal heirs or successors may be able to claim shares and dividends belonging to a deceased shareholder, subject to the applicable requirements.
Such cases may involve transmission of shares, legal heir or succession documentation, and other supporting documents. Unlock Money assists families with the documentation and coordination involved in these cases.
Do not assume that old physical share certificates have no value. They may represent investments that are still held in your name or may require additional formalities before they can be converted into Demat form.
Depending on the case, Unlock Money can assist with physical share recovery, duplicate share certificates, transmission, or Demat conversion.
Yes. Even if you do not know the current value or status of an old share certificate, the investment can be investigated.
The company and investment details need to be identified first. Depending on the status of the holding, the appropriate process may involve IEPF share recovery, physical-to-Demat conversion, transmission, or obtaining a duplicate share certificate.
An IEPF claim is the process of claiming eligible shares and dividends that have been transferred to the Investor Education and Protection Fund.
The process generally involves verifying the investment, preparing the required documents, filing Form IEPF-5, submitting the required physical documents, and completing verification with the company and IEPF Authority.
Unlock Money assists clients with documentation, filing, and coordination throughout the process.
Form IEPF-5 is the prescribed government form used to claim a refund of shares and dividends transferred to the IEPF.
The process involves identifying the investment, filing the form through the MCA21 portal, submitting the required documents to the company’s Nodal Officer, and completing the subsequent verification process.
There is no fixed overall timeline for an IEPF recovery claim because the duration can vary depending on the company, documentation, verification, and individual case.
The available Unlock Money guidance notes that the verification stage may take approximately 30 to 90 days after submission of documents, depending on the company’s internal process.
Yes. Unlock Money provides assistance with physical share certificate to Demat conversion, subject to applicable requirements and verification.
The process involves completing the necessary documentation and formalities to convert eligible physical shareholdings into electronic holdings.
If your original share certificate has been lost or damaged, you may still have options for recovering or regularising your shareholding, depending on the circumstances and applicable requirements.
Unlock Money provides assistance with duplicate share certificates and related documentation.
If your original share certificate has been lost or damaged, you may still have options for recovering or regularising your shareholding, depending on the circumstances and applicable requirements.
Unlock Money provides assistance with duplicate share certificates and related documentation.
Unlock Money states that it follows a transparent fee structure with no hidden charges.
However, the specific fee structure is not published in the available source material. The applicable fees should therefore be confirmed directly with Unlock Money and documented in writing before signing any agreement or Power of Attorney.
You can start by submitting your details through the Start Your Claim form. You may be asked to provide information such as your name, mobile number, email address, type of issue, and a description of your case.
Depending on your situation, additional information such as PAN and company name may also be requested.
After the initial enquiry, the process can move through client consultation, document verification, feasibility assessment, and the appropriate recovery process.
