{"id":3553,"date":"2026-07-07T05:02:47","date_gmt":"2026-07-07T05:02:47","guid":{"rendered":"https:\/\/unlockmoney.in\/?p=3553"},"modified":"2026-07-17T06:11:43","modified_gmt":"2026-07-17T06:11:43","slug":"how-to-convert-physical-shares-to-demat-form","status":"publish","type":"post","link":"https:\/\/unlockmoney.in\/hi_in\/how-to-convert-physical-shares-to-demat-form\/","title":{"rendered":"\u092b\u093f\u091c\u093f\u0915\u0932 \u0936\u0947\u092f\u0930\u094b\u0902 \u0915\u094b \u0921\u0940\u092e\u0948\u091f \u092b\u0949\u0930\u094d\u092e \u092e\u0947\u0902 \u0915\u0948\u0938\u0947 \u092c\u0926\u0932\u0947\u0902"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3553\" class=\"elementor elementor-3553\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69bd147f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69bd147f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20f5a86e\" data-id=\"20f5a86e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1216faa6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1216faa6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6b358b16\" data-id=\"6b358b16\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-213c7923 elementor-widget__width-auto elementor-widget elementor-widget-shortcode\" data-id=\"213c7923\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a751826 elementor-widget elementor-widget-jkit_post_title\" data-id=\"6a751826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_title.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-title jeg_module___6a5b2acfdf709\" ><h1 class=\"post-title style-color \">How to Convert Physical Shares into Demat Form<\/h1><\/div>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-118bdd03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"118bdd03\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-28cbab84\" data-id=\"28cbab84\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35d87a06 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"35d87a06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Publisher - Unlockmoney.in<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b4f6d09 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"1b4f6d09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2013<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edf20e7 elementor-widget__width-initial elementor-widget elementor-widget-jkit_post_date\" data-id=\"3edf20e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_date.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-date jeg_module__1_6a5b2acfdff91\" ><p class=\"post-date \">\u091c\u0941\u0932\u093e\u0908 7, 2026<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a007fd6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a007fd6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71faff4e\" data-id=\"71faff4e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15234c2a elementor-widget elementor-widget-jkit_post_featured_image\" data-id=\"15234c2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_featured_image.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-featured-image jeg_module__2_6a5b2acfe05f0\" ><div class=\"post-featured-image \"><img fetchpriority=\"high\" decoding=\"async\" width=\"1535\" height=\"1024\" src=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-to-convert-Physical-shares-into-demat.png\" class=\"attachment-full size-full wp-post-image\" alt=\"physical shares to demat\" srcset=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-to-convert-Physical-shares-into-demat.png 1535w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-to-convert-Physical-shares-into-demat-300x200.png 300w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-to-convert-Physical-shares-into-demat-1024x683.png 1024w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-to-convert-Physical-shares-into-demat-768x512.png 768w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-to-convert-Physical-shares-into-demat-18x12.png 18w\" sizes=\"(max-width: 1535px) 100vw, 1535px\" \/><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2afb827a elementor-widget elementor-widget-heading\" data-id=\"2afb827a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Convert Physical Shares into Demat Form <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-363dfbb7 elementor-widget elementor-widget-text-editor\" data-id=\"363dfbb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Somewhere in a drawer, a file, or an old steel almirah, millions of Indian families have physical share certificates that have not been touched in years. Some of these certificates belong to investors who are still alive and simply forgot about them. Many belong to parents and grandparents who passed away without ever telling their families what they held.<br \/><br \/>If you have found old share certificates or if you know you hold shares in physical form converting them to a demat account is one of the most important financial steps you can take right now. The process is called dematerialisation of shares, and it is the only way to fully unlock the value of your physical holdings in today&#8217;s market.<br \/><br \/>At Unlock Money, we help investors across India navigate the physical share conversion process ncluding complicated cases involving lost certificates, deceased shareholders, and shares already transferred to IEPF. This guide covers everything you need to know, from what physical shares are and why they need to be converted, to exactly how the dematerialisation process works and how we make it easier for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6add0de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6add0de\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4b22f24\" data-id=\"4b22f24\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2dc5bd8 elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2dc5bd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"jki jki-quote1-light\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9eae1f7 elementor-widget elementor-widget-text-editor\" data-id=\"9eae1f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #003366;\"><strong>Why Act Now?<\/strong><\/span> <br \/>SEBI has made dematerialisation mandatory for transferring or trading physical shares. <br \/>If your physical certificates are left unconverted, you cannot sell them, transfer them, or <br \/>receive future dividends electronically. Converting them to demat is the only way to <br \/>make these assets fully usable and legally compliant.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e5b19bb elementor-widget elementor-widget-heading\" data-id=\"6e5b19bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Are Physical Share Certificates? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46c55825 elementor-widget elementor-widget-text-editor\" data-id=\"46c55825\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Before India&#8217;s electronic depository system was established in the mid-1990s, all share ownership was evidenced by physical certificates printed documents issued by the company that stated the shareholder&#8217;s name, the number of shares held, and the folio number. These certificates were the legal proof of ownership and had to be held securely by the investor.<\/p><p>The National Securities Depository Limited (NSDL) was established in 1996 and the Central Depository Services Limited (CDSL) in 1999. Together, they introduced the concept of holding shares in electronic form through a demat account the same way a bank holds money in a savings account. Since then, the Indian market has progressively shifted to demat, and physical certificates are no longer issued for new share purchases.<\/p><p>However, tens of millions of physical certificates issued before this transition still exist in Indian homes. Many of these relate to shares in major companies Tata, Reliance, ONGC, Infosys, and other blue chips that have appreciated enormously since they were originally issued. The challenge is that these certificates cannot be sold or transferred without first completing the physical shares to demat conversion process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-470de219 elementor-widget elementor-widget-text-editor\" data-id=\"470de219\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366;\"><a style=\"color: #003366;\" href=\"https:\/\/unlockmoney.in\/iepf-recovery-services-india\/\">If your unclaimed assets have already been transferred to the Investor Education and Protection Fund, our IEPF Recovery Service can help you recover them<\/a><\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bb65ab3 elementor-widget elementor-widget-heading\" data-id=\"5bb65ab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Is Dematerialisation of Shares So Important? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6aadcefd elementor-widget elementor-widget-text-editor\" data-id=\"6aadcefd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The urgency around converting physical shares to demat has increased significantly in recent years. Here is why this matters more today than it ever did before.<\/p><p><strong><span style=\"color: #003366;\">SEBI&#8217;s Mandatory Dematerialisation Rule<\/span><\/strong> <br \/>The Securities and Exchange Board of India (SEBI) issued a circular making it mandatory for shareholders to hold shares in demat form for any transfer, pledge, or Physical share certificates can no longer be lodged with a company for transfer in the traditional sense. If you want to do anything with your physical shares sell them, gift them to a family member, or include them in an estate transfer dematerialisation is not optional. It is required.<\/p><p><strong><span style=\"color: #003366;\">Risk of Loss, Theft, and Damage<\/span><\/strong> <br \/>Physical certificates are vulnerable in ways that electronic holdings are not. Fire, flood, theft, pest damage, and simple deterioration over decades can destroy a certificate entirely. A damaged or illegible certificate creates significant complications during the conversion process and may require a lengthy duplicate certificate procedure. Holding shares in demat form eliminates this risk completely.<\/p><p><strong><span style=\"color: #003366;\">Dividend Payments and Corporate Actions<\/span><\/strong> <br \/>Companies increasingly process dividend payments, bonus share allotments, rights issues, and other corporate actions through demat accounts linked to verified PAN and bank details. Shareholders holding physical certificates may miss out on timely dividend credits, rights entitlements, and bonus share allotments because their registered details are outdated or because the company cannot process the action against a physical folio that lacks current KYC information.<\/p><p><strong><span style=\"color: #003366;\">Transparency and Portfolio Visibility<\/span><\/strong> <br \/>When shares are held in demat form, you have complete visibility over your portfolio in one place your demat account. You can track current market value, receive corporate action notifications, and manage your holdings with ease. Physical certificates offer none of this. Many investors do not even know how much the shares they hold are worth because they have never had the means to check conveniently.<\/p><p><strong><span style=\"color: #003366;\">IEPF Transfer Risk<\/span><\/strong> <br \/>If dividends linked to physical share holdings go unclaimed for seven years, the dividends and the underlying shares are transferred to IEPF. Once in IEPF, recovering them requires a formal claim process that is significantly more complex than a straightforward dematerialisation. Converting physical shares to demat early before the seven-year threshold is crossed is often the simplest way to prevent IEPF transfer entirely.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e4c766f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e4c766f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bb60ff7\" data-id=\"bb60ff7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73529db elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"73529db\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"jki jki-quote1-light\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecf0536 elementor-widget elementor-widget-text-editor\" data-id=\"ecf0536\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366;\">The Value Hidden in Old Certificates<\/span><\/strong> <br \/>Many physical certificates represent shares in companies that have grown significantly since they were issued. A certificate for 100 shares bought in 1995 at Rs 10 each could represent shares worth lakhs today after decades of price appreciation, stock splits, and bonus issues. You cannot access that value without completing the physical share conversion.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3885fcfa elementor-widget elementor-widget-heading\" data-id=\"3885fcfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How the Physical Shares to Demat Conversion Process Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-302f7fed elementor-widget elementor-widget-text-editor\" data-id=\"302f7fed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #003366;\"><strong><a style=\"color: #003366;\" href=\"https:\/\/unlockmoney.in\/services\/\">Investors facing documentation issues can seek help through our share recovery services.<\/a><\/strong><\/span><\/p><p>The dematerialisation of shares is a formal process regulated by SEBI and managed through your Depository Participant (DP) typically a bank or stockbroker registered with NSDL or CDSL. Here is how it works from start to finish.<\/p><p><strong><span style=\"color: #003366;\">Step 1: Open a Demat Account<\/span><\/strong> <br \/>If you do not already have a demat account, the first step is to open one with a SEBI registered Depository Participant. You will need your PAN card, Aadhaar card, a passport-sized photograph, a cancelled cheque, and proof of address. The account opening process typically takes two to five business days. Most leading banks and discount brokers offer demat account opening services online.<\/p><p>If you are converting shares on behalf of a deceased person, the demat account must be opened in the name of the legal heir or the estate, depending on the specifics of the case.<\/p><p><strong><span style=\"color: #003366;\">Step 2: Fill the Dematerialisation Request Form<\/span><\/strong> <br \/>Once your demat account is active, you need to obtain a Dematerialisation Request Form (DRF) from your DP. This form captures the details of the shares you want to convert the company name, the ISIN (International Securities Identification Number), the folio number, and the number of shares. Each company&#8217;s shares require a separate DRF, so if you are converting shares from multiple companies, you will need one form per company.<\/p><p><strong><span style=\"color: #003366;\">Step 3: Deface the Physical Certificates<\/span><\/strong> <br \/>Before submitting the physical certificates with the DRF, you must deface them by writing &#8216;Surrendered for Dematerialisation&#8217; across the face of each certificate. This is a mandatory step that prevents the certificate from being presented again as proof of ownership once it has been converted to electronic form.<\/p><p><strong><span style=\"color: #003366;\">Step 4: Submit to Your DP<\/span><\/strong> <br \/>Submit the defaced physical certificates along with the completed DRF to your DP. The DP will verify the form and the certificates, generate a Dematerialisation Request Number (DRN), and forward the request to the company&#8217;s Registrar and Transfer Agent (RTA) through the depository system.<\/p><p><strong><span style=\"color: #003366;\">Step 5: Verification by the RTA and Company<\/span><\/strong> <br \/>The RTA verifies the authenticity of the certificates, checks the folio details, and confirms the number of shares. Once the verification is complete, the RTA instructs the depository to credit the shares to your demat account electronically. The physical certificates are then cancelled and destroyed by the RTA.<\/p><p><strong><span style=\"color: #003366;\">Step 6: Shares Credited to Your Demat Account<\/span><\/strong> <br \/>The entire process from submission to credit typically takes fifteen to thirty days for standard cases. Once credited, the shares appear in your demat account and can be traded, transferred, or held as you choose.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-765e7e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"765e7e3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-129161b\" data-id=\"129161b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90483dc elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"90483dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"jki jki-quote1-light\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b1d042 elementor-widget elementor-widget-text-editor\" data-id=\"8b1d042\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366;\">Important Check<\/span><\/strong> <br \/>Before submitting your certificates, verify the ISIN for each company&#8217;s shares. ISINs are <br \/>available on the BSE or NSE website and on the NSDL or CDSL website. Submitting a <br \/>DRF without the correct ISIN can delay the processing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ea0658 elementor-widget elementor-widget-heading\" data-id=\"3ea0658\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What If the Physical Share Certificate Is Lost or Damaged? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c8090 elementor-widget elementor-widget-text-editor\" data-id=\"11c8090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This is one of the most common complications in physical share conversion, and it is a situation that Unlock Money handles regularly. If your certificate is lost, stolen, or damaged beyond legibility, you cannot submit it for standard dematerialisation. Instead, you must first obtain a duplicate certificate from the company before the demat process can proceed.<\/p><p><strong><span style=\"color: #003366;\">Procedure for Obtaining a Duplicate Certificate<\/span><\/strong> <br \/>1. File a First Information Report (FIR) at your local police station if the certificate was stolen. For lost certificates, some companies require a non-traceable report instead. <br \/>2. Execute an indemnity bond and an affidavit on stamp paper. The indemnity bond holds the company harmless against any future claim arising from the original certificate, and the affidavit confirms the circumstances of the loss. <br \/>3. Advertise the loss of the certificate in a national newspaper. Some companies require this as an additional precautionary step before issuing a duplicate. <br \/>4. Submit the FIR or non-traceable report, indemnity bond, affidavit, newspaper advertisement, and a copy of your PAN and identity proof to the company&#8217;s RTA with a formal written request for a duplicate certificate. <br \/>5. The RTA processes the request which can take four to eight weeks and issues a duplicate certificate marked as such. <br \/>6. Once the duplicate certificate is in hand, you can proceed with the standard DRF submission process for dematerialisation.<\/p><p>This process requires precision. Any inconsistency between the indemnity bond, the affidavit, and the company&#8217;s records can delay or reject the duplicate certificate request. Many families attempting this alone find themselves going back and forth with the RTA for months.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89c80cf elementor-widget elementor-widget-heading\" data-id=\"89c80cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dematerialisation When the Shareholder Has Passed Away<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebb1107 elementor-widget elementor-widget-text-editor\" data-id=\"ebb1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A large proportion of physical share certificates in India belong to investors who are no longer alive. When the original shareholder has passed away, the dematerialisation process requires an additional step called transmission the legal transfer of the shares from the deceased&#8217;s name to the name of the legal heir \u2014 before or alongside the demat conversion.<br \/><br \/><strong><span style=\"color: #003366;\">What Transmission Involves<\/span><\/strong> <br \/>Transmission is governed by the Companies Act and SEBI regulations and requires the legal heir to establish their right to the shares. The documents required depend on whether a nominee was registered with the company and the value of the shares involved.<br \/><br \/>For smaller holdings where a nominee is registered, the process is relatively straightforward the nominee submits a transmission request to the RTA with a death certificate, identity proof, and a request letter.<br \/><br \/>For larger holdings or cases without a registered nominee, the legal heir typically needs a succession certificate issued by a civil court, a probate order if there is a will, or a legal heir certificate. These are formal legal documents that establish the claimant&#8217;s right to the deceased&#8217;s assets and are required by the RTA and the depository before shares can be transferred.<br \/><br \/><strong><span style=\"color: #003366;\">Combined Transmission and Dematerialisation<\/span><\/strong> <br \/>In practice, transmission and dematerialisation can often be handled simultaneously rather than sequentially. The legal heir opens a demat account in their own name, submits the transmission request along with the DRF and all required documents to the RTA, and the RTA processes both the transmission and the demat credit together. This combined approach saves several weeks compared to doing them separately.<br \/><br \/>However, this requires careful coordination between the DP, the RTA, and the depository and any document error can cause the entire process to be rejected andrestarted. This is one of the most complex scenarios in physical share conversion, and it is where professional guidance makes the biggest practical difference. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ffb9623 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ffb9623\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5cbc8d3\" data-id=\"5cbc8d3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b5b48f elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6b5b48f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"jki jki-quote1-light\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da4bb2d elementor-widget elementor-widget-text-editor\" data-id=\"da4bb2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #003366;\"><strong>Legal Heir Cases<\/strong><\/span> <br \/>If you have found physical share certificates belonging to a deceased parent or <br \/>grandparent, do not attempt to act on them without first establishing your legal right to <br \/>do so. Submitting a DRF without proper transmission documentation can result in <br \/>rejection, flagging of the account, and significant delays in eventual recovery.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b09cb0e elementor-widget elementor-widget-heading\" data-id=\"b09cb0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dematerialisation and IEPF: How They Intersect <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85d27a0 elementor-widget elementor-widget-text-editor\" data-id=\"85d27a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Physical share certificates and IEPF claims are closely connected and understanding this connection can save you significant time and effort.<br \/><br \/>When dividends linked to a physical share holding go unclaimed for seven years, both the dividends and the shares are transferred to IEPF. At that point, the physical certificate the investor holds is technically no longer valid the company has already transferred the beneficial ownership of those shares to the IEPF Authority.<br \/><br \/>To recover shares that have moved to IEPF, you must file IEPF Form 5 with the MCA portal. The claim process requires you to have a demat account, since IEPF releases shares only in electronic form. This means that even if shares have moved to IEPF, converting physical shares to demat or opening a demat account is still a prerequisite for completing the recovery.<br \/><br \/>Unlock Money handles this intersection routinely. When a client&#8217;s physical shares have partially moved to IEPF and partially remain eligible for standard dematerialisation, we manage both processes simultaneously the IEPF claim for the transferred portion and the DRF submission for the portion still eligible for direct conversion.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14b3971 elementor-widget elementor-widget-heading\" data-id=\"14b3971\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Unlock Money Makes Physical Share Conversion Simpler<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-042c7c5 elementor-widget elementor-widget-text-editor\" data-id=\"042c7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The standard dematerialisation process is manageable for a single certificate from a cooperative company when all your documents are in order. In practice, most cases involving physical share certificates are more complicated multiple companies, outdated KYC, damaged certificates, deceased shareholders, or shares already in IEPF. This is exactly where Unlock Money steps in.<br \/><br \/><strong><span style=\"color: #003366;\">Complete Document Assessment<\/span><\/strong> <br \/>We begin by reviewing the physical certificates and all available documentation to identify what is needed for each specific case. We flag potential issues name mismatches, incomplete folio details, missing endorsements, or certificate damage\u00a0 before submission, so nothing delays the process unnecessarily.<br \/><br \/><strong><span style=\"color: #003366;\">RTA Identification and Communication<\/span><\/strong> <br \/>Finding the correct RTA for each company especially for companies that have merged, been acquired, or changed their RTA over the years is a task that requires experience and access to up-to-date registrar information. We handle all RTA communication on your behalf, from the initial inquiry to the final credit confirmation.<br \/><br \/><strong><span style=\"color: #003366;\">Duplicate Certificate Facilitation<\/span><\/strong> <br \/>For lost or damaged certificates, we manage the complete duplicate certificate process the FIR, affidavit, indemnity bond, newspaper advertisement, and RTA submission. We know exactly what each RTA requires and prepare every document to match, minimising back-and-forth and rejection risk.<br \/><br \/><strong><span style=\"color: #003366;\">Transmission and Demat for Deceased Shareholders<\/span><\/strong> <br \/>Our team has extensive experience handling transmission cases \u2014 including those requiring succession certificates and probate orders. We guide families through the legal documentation process, coordinate with the civil court where necessary, and manage the combined transmission an dematerialisation submission to ensure the fastest possible resolution.<br \/><br \/><strong><span style=\"color: #003366;\">IEPF Claim Coordination<\/span><\/strong> <br \/>When physical shares have already moved to IEPF, we file the IEPF Form 5 claim alongside the demat account setup, so both processes move forward in parallel. This integrated approach avoids the common scenario where a client completes the demat account opening only to discover the shares are already in IEPF and need a separate process.<br \/><br \/><strong><span style=\"color: #003366;\">End-to-End Tracking and Updates<\/span><\/strong> <br \/>We track every submission, every verification step, and every pending response. You receive regular updates at each stage so you always know where your case stands. When there are delays or additional requirements from an RTA or company, we handle them immediately without waiting for you to chase anyone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ad3a72c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ad3a72c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-15cadee\" data-id=\"15cadee\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0d5630 elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c0d5630\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"jki jki-quote1-light\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1ae970 elementor-widget elementor-widget-text-editor\" data-id=\"a1ae970\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366;\">Unlock Money&#8217;s Approach<\/span><\/strong><br \/>We assess every case before committing. If we identify challenges that make conversion complicated or unlikely to succeed without additional legal steps, we tell you clearly upfront. Our goal is to give you an accurate picture of what the process involves not to take on work we cannot complete. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-57c27d6 elementor-widget elementor-widget-heading\" data-id=\"57c27d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who Should Get Started Today? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-901fa3e elementor-widget elementor-widget-text-editor\" data-id=\"901fa3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Physical share conversion is relevant to a wide range of people across India. <br \/>\u2022 Investors who bought shares in the 1980s or 1990s and still hold physical certificates they have never converted.<br \/>\u2022 Families who discovered old share certificates while going through a deceased parent or grandparent&#8217;s belongings.<br \/>\u2022 People who have received communication from a company or RTA asking them to update their KYC or demat details.<br \/>\u2022 Shareholders who are unable to sell or transfer shares because they are held in physical form.<br \/>\u2022 Legal heirs who need to complete transmission and dematerialisation as part of settling an estate.<br \/>\u2022 NRIs who held Indian shares in physical form before moving abroad and have never addressed the conversion.<br \/>\u2022 Anyone who has received a notice warning that their shares are about to be or have been transferred to IEPF.<\/p><p>If any of these situations apply, the first step is to bring your physical certificates to us or share the details with our team for an initial assessment. We will tell you exactly what is involved, what can be recovered, and how long it is likely to take.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4be5c1e elementor-widget elementor-widget-heading\" data-id=\"4be5c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who Should Get Started Today? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a161ac elementor-widget elementor-widget-text-editor\" data-id=\"6a161ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366;\">Can I sell my physical shares without converting them to demat?<\/span><\/strong> <br \/>No. SEBI regulations require shares to be held in demat form before they can be traded or transferred on stock exchanges. Physical certificates cannot be lodged for transfer in the traditional sense anymore. Dematerialisation of shares is mandatory before any sale or market transaction.<br \/><br \/><strong><span style=\"color: #003366;\">What if the company mentioned on my certificate no longer exists?<\/span><\/strong> <br \/>If the company has merged with another entity, been acquired, or been renamed, the shares may have been converted automatically through a corporate restructuring event. The resulting shares may be held by the successor company&#8217;s RTA. Unlock Money traces the current custodian of shares in these situations as part of our assessment process.\u00a0<br \/><br \/><strong><span style=\"color: #003366;\">How long does the dematerialisation process take?<\/span><\/strong> <br \/>Standard cases with complete documentation typically take fifteen to thirty days from DRF submission to demat credit. Cases involving duplicate certificates, deceased shareholders, or IEPF claims take longer often three to six months. Our team gives you a realistic timeline based on your specific situation from the outset.<br \/><br \/><strong><span style=\"color: #003366;\">Is there a fee for dematerialisation?<\/span><\/strong> <br \/>DPs typically charge a nominal fee for processing dematerialisation requests, which varies by broker or bank. There may also be stamp duty and other incidental charges. Unlock Money will outline all applicable costs as part of your case assessment.<br \/><br \/><strong><span style=\"color: #003366;\">Can I convert shares of multiple companies at once?<\/span><\/strong> <br \/>Yes, but each company requires a separate Dematerialisation Request Form. Unlock Money manages simultaneous conversions across multiple companies, tracking each submission independently to ensure none are delayed or overlooked.<br \/><br \/><span style=\"color: #003366;\"><strong>What if my name on the share certificate is slightly different from my current ID<\/strong> proof?<\/span> <br \/>Name mismatches are common and need to be resolved before the RTA will process the DRF. Depending on the nature of the discrepancy, the solution may involve an affidavit explaining the variation, a name change certificate, or an updated identity document. We handle name mismatch cases as a routine part of our service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-941c3f0 elementor-widget elementor-widget-heading\" data-id=\"941c3f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83257cd elementor-widget elementor-widget-text-editor\" data-id=\"83257cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Physical share certificates represent real, tangible wealth\u00a0 but only if you take the steps to convert them into a form that the modern financial system recognises and can act on. The process of converting physical shares to demat is well-defined, but it involves coordination across multiple parties, precise documentation, and an <br \/>understanding of how each company&#8217;s RTA operates.<br \/><br \/>Whether your certificates are in good condition or damaged, whether the original shareholder is still alive or has passed away, and whether the shares are still with the company or have already moved to IEPF Unlock Money has the expertise to manage your case from start to finish.<br \/><br \/>Do not let valuable shares sit as paper in a drawer. Reach out to Unlock Money today, and let our team help you unlock the full value of your physical holdings through a managed, professional dematerialisation process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6082f560 elementor-widget__width-auto elementor-widget-tablet__width-auto elementor-widget-mobile__width-auto elementor-widget elementor-widget-jkit_button\" data-id=\"6082f560\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_button.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-button  icon-position-after jeg_module__3_6a5b2acfe31f4\" ><a href=\"https:\/\/unlockmoney.in\/iepf-recovery-services-india\/\" class=\"jkit-button-wrapper\">IEPF Recovery<i aria-hidden=\"true\" class=\"jki jki-right-arrow1-light\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-541322ad elementor-widget__width-auto elementor-widget-tablet__width-auto elementor-widget-mobile__width-auto elementor-widget elementor-widget-jkit_button\" data-id=\"541322ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_button.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-button  icon-position-after jeg_module__4_6a5b2acfe3672\" ><a href=\"https:\/\/www.mca.gov.in?utm_source=chatgpt.com\" class=\"jkit-button-wrapper\" target=\"_blank\" rel=\"noopener\">IEPF articles <i aria-hidden=\"true\" class=\"jki jki-right-arrow1-light\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-243ec39a elementor-widget elementor-widget-jkit_post_comment\" data-id=\"243ec39a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_comment.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-comment jeg_module__5_6a5b2acfe4291\" ><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2684dbbe jkit-sticky-element--enabled jkit-sticky-element-on--down jkit-sticky-position--sticky\" data-id=\"2684dbbe\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;jkit_sticky_top_position&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;20&quot;,&quot;sizes&quot;:[]},&quot;jkit_sticky_device&quot;:[&quot;desktop&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6314f190 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6314f190\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1bc6f020\" data-id=\"1bc6f020\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52ca042e elementor-widget elementor-widget-heading\" data-id=\"52ca042e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Recent Post<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a79f3cf elementor-widget elementor-widget-jkit_post_block\" data-id=\"a79f3cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_block.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-postblock postblock-type-5 jkit-pagination-disable post-element jeg_module__6_6a5b2acfe62c9\"  data-id=\"jeg_module__6_6a5b2acfe62c9\" data-settings=\"{&quot;post_type&quot;:&quot;post&quot;,&quot;number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1&quot;,&quot;sizes&quot;:[]},&quot;post_offset&quot;:0,&quot;unique_content&quot;:&quot;disable&quot;,&quot;include_post&quot;:&quot;&quot;,&quot;exclude_post&quot;:&quot;&quot;,&quot;include_category&quot;:&quot;&quot;,&quot;exclude_category&quot;:&quot;&quot;,&quot;include_author&quot;:&quot;&quot;,&quot;include_tag&quot;:&quot;&quot;,&quot;exclude_tag&quot;:&quot;&quot;,&quot;sort_by&quot;:&quot;latest&quot;,&quot;pagination_mode&quot;:&quot;disable&quot;,&quot;pagination_loadmore_text&quot;:&quot;Load More&quot;,&quot;pagination_loading_text&quot;:&quot;Loading...&quot;,&quot;pagination_number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;pagination_scroll_limit&quot;:0,&quot;pagination_icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;pagination_icon_position&quot;:&quot;before&quot;,&quot;st_category_position&quot;:&quot;center&quot;,&quot;sg_content_postblock_type&quot;:&quot;type-5&quot;,&quot;sg_content_element_order&quot;:&quot;title,meta,excerpt,read&quot;,&quot;sg_content_breakpoint&quot;:&quot;tablet&quot;,&quot;sg_content_title_html_tag&quot;:&quot;h3&quot;,&quot;sg_content_category_enable&quot;:&quot;&quot;,&quot;sg_content_excerpt_enable&quot;:&quot;&quot;,&quot;sg_content_excerpt_length&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;sg_content_excerpt_more&quot;:&quot;...&quot;,&quot;sg_content_readmore_enable&quot;:&quot;&quot;,&quot;sg_content_readmore_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-right&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_readmore_icon_position&quot;:&quot;after&quot;,&quot;sg_content_readmore_text&quot;:&quot;Read More&quot;,&quot;sg_content_comment_enable&quot;:&quot;&quot;,&quot;sg_content_comment_icon&quot;:{&quot;value&quot;:&quot;fas fa-comment&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_comment_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_enable&quot;:&quot;&quot;,&quot;sg_content_meta_author_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_author_by_text&quot;:&quot;by&quot;,&quot;sg_content_meta_author_icon&quot;:{&quot;value&quot;:&quot;fas fa-user&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_author_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_date_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_type&quot;:&quot;published&quot;,&quot;sg_content_meta_date_format&quot;:&quot;default&quot;,&quot;sg_content_meta_date_format_custom&quot;:&quot;F j, Y&quot;,&quot;sg_content_meta_date_icon&quot;:{&quot;value&quot;:&quot;fas fa-clock&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_date_icon_position&quot;:&quot;before&quot;,&quot;sg_content_image_size_imagesize_size&quot;:&quot;full&quot;,&quot;paged&quot;:1,&quot;class&quot;:&quot;jkit_post_block&quot;}\"><div class=\"jkit-block-container\"><div class=\"jkit-posts jkit-ajax-flag\">\n            <article class=\"jkit-post post-3639 post type-post status-publish format-standard has-post-thumbnail hentry category-financial-asset-recovery\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"Lost Your Share Certificate? Here&#8217;s WhatYou Should Do\" href=\"https:\/\/unlockmoney.in\/hi_in\/lost-share-certificate-heres-what-should-do\/\"><div class=\"thumbnail-container \">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/Lost-Your-Share-Certificate.png\" class=\"attachment-full size-full wp-post-image\" alt=\"lost share certificate\" loading=\"lazy\" srcset=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/Lost-Your-Share-Certificate.png 1536w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/Lost-Your-Share-Certificate-300x200.png 300w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/Lost-Your-Share-Certificate-1024x683.png 1024w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/Lost-Your-Share-Certificate-768x512.png 768w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/Lost-Your-Share-Certificate-18x12.png 18w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/>\n        <\/div><\/a><\/div>\n                    <div class=\"jkit-postblock-content\"><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/unlockmoney.in\/hi_in\/lost-share-certificate-heres-what-should-do\/\">Lost Your Share Certificate? Here&#8217;s WhatYou Should Do<\/a>\n\t\t\t\t\t\t<\/h3><div class=\"jkit-post-meta-bottom\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div><\/div>\n                <\/article>\n        <\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42bd531a elementor-widget elementor-widget-jkit_post_list\" data-id=\"42bd531a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_list.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-postlist layout-vertical post-element jkit-pagination-disable jeg_module__7_6a5b2acfe835d\"  data-id=\"jeg_module__7_6a5b2acfe835d\" data-settings=\"{&quot;post_type&quot;:&quot;post&quot;,&quot;number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;post_offset&quot;:0,&quot;unique_content&quot;:&quot;disable&quot;,&quot;include_post&quot;:&quot;&quot;,&quot;exclude_post&quot;:&quot;&quot;,&quot;include_category&quot;:&quot;&quot;,&quot;exclude_category&quot;:&quot;&quot;,&quot;include_author&quot;:&quot;&quot;,&quot;include_tag&quot;:&quot;&quot;,&quot;exclude_tag&quot;:&quot;&quot;,&quot;sort_by&quot;:&quot;oldest&quot;,&quot;pagination_mode&quot;:&quot;disable&quot;,&quot;pagination_loadmore_text&quot;:&quot;Load More&quot;,&quot;pagination_loading_text&quot;:&quot;Loading...&quot;,&quot;pagination_number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;pagination_scroll_limit&quot;:0,&quot;pagination_icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;pagination_icon_position&quot;:&quot;before&quot;,&quot;sg_content_layout&quot;:&quot;vertical&quot;,&quot;sg_content_image_enable&quot;:&quot;&quot;,&quot;sg_content_background_image_enable&quot;:&quot;&quot;,&quot;sg_content_icon_enable&quot;:&quot;&quot;,&quot;sg_content_icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_type&quot;:&quot;published&quot;,&quot;sg_content_meta_date_format&quot;:&quot;default&quot;,&quot;sg_content_meta_date_format_custom&quot;:&quot;F j, Y&quot;,&quot;sg_content_meta_date_icon&quot;:{&quot;value&quot;:&quot;fas fa-clock&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_category_enable&quot;:&quot;&quot;,&quot;sg_content_meta_category_icon&quot;:{&quot;value&quot;:&quot;fas fa-tag&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_position&quot;:&quot;bottom&quot;,&quot;sg_content_image_size_imagesize_size&quot;:&quot;large&quot;,&quot;paged&quot;:1,&quot;class&quot;:&quot;jkit_post_list&quot;}\"><div class=\"jkit-block-container\"><div class=\"jkit-posts jkit-ajax-flag\">\n            <article class=\"jkit-post post-list-item\">\n                <a href=\"https:\/\/unlockmoney.in\/hi_in\/how-to-recover-unclaimed-money-in-india\/\">\n                    \n                    <div class=\"jkit-postlist-content\"><span class=\"jkit-postlist-title\">How to Recover Unclaimed Money in India: Complete IEPF Guide (2026)<\/span><div class=\"meta-lists\"><span class=\"meta-date\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>\u0905\u092a\u094d\u0930\u0948\u0932 15, 2026<\/span> <\/div><\/div>\n                <\/a>\n            <\/article><article class=\"jkit-post post-list-item\">\n                <a href=\"https:\/\/unlockmoney.in\/hi_in\/unclaimed-shares-in-india\/\">\n                    \n                    <div class=\"jkit-postlist-content\"><span class=\"jkit-postlist-title\">Top Reasons why shares become unclaimed in india<\/span><div class=\"meta-lists\"><span class=\"meta-date\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>\u0905\u092a\u094d\u0930\u0948\u0932 15, 2026<\/span> <\/div><\/div>\n                <\/a>\n            <\/article><article class=\"jkit-post post-list-item\">\n                <a href=\"https:\/\/unlockmoney.in\/hi_in\/iepf-claim-process-explained\/\">\n                    \n                    <div class=\"jkit-postlist-content\"><span class=\"jkit-postlist-title\">IEPF Claim Process Explained: Recover Shares &amp; Dividends Easily<\/span><div class=\"meta-lists\"><span class=\"meta-date\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>\u0905\u092a\u094d\u0930\u0948\u0932 15, 2026<\/span> <\/div><\/div>\n                <\/a>\n            <\/article>\n        <\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3af1a4b4 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"3af1a4b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-animation-grow elementor-repeater-item-866320a\" href=\"https:\/\/www.facebook.com\/profile.php?id=61590146162189\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-grow elementor-repeater-item-fa89693\" href=\"https:\/\/www.instagram.com\/unlockmoney_in?igsh=ZXJqMnBudW9oZzQ1&#038;utm_source=qr\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-animation-grow elementor-repeater-item-4b39128\" href=\"https:\/\/www.linkedin.com\/company\/unlock-moneyy\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 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We&#8217;re a team of experts ready to talk to you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c4c646c jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"4c4c646c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position-left elementor-animation- jeg_module__8_6a5b2acfea0b0\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><i aria-hidden=\"true\" class=\"jki jki-phone1-light\"><\/i><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h2 class=\"title\">+91-1204345715<\/h2>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba9216f jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"1ba9216f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position-left elementor-animation- jeg_module__9_6a5b2acfea56b\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><i aria-hidden=\"true\" class=\"jki jki-envelope2-light\"><\/i><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h2 class=\"title\">Info@unlockmoney.in<\/h2>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>How to Convert Physical Shares into Demat Form Publisher &#8211; Unlockmoney.in \u2013 July 7, 2026 How to Convert Physical Shares into Demat Form Somewhere in a drawer, a file, or an old steel almirah, millions of Indian families have physical share certificates that have not been touched in years. Some of these certificates belong to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3564,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-asset-recovery"],"_links":{"self":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts\/3553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/comments?post=3553"}],"version-history":[{"count":75,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts\/3553\/revisions"}],"predecessor-version":[{"id":3763,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts\/3553\/revisions\/3763"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/media\/3564"}],"wp:attachment":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/media?parent=3553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/categories?post=3553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/tags?post=3553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}