{"id":3769,"date":"2026-07-22T05:53:45","date_gmt":"2026-07-22T05:53:45","guid":{"rendered":"https:\/\/unlockmoney.in\/?p=3769"},"modified":"2026-07-27T08:52:49","modified_gmt":"2026-07-27T08:52:49","slug":"how-many-demat-accounts-can-one-person-have","status":"publish","type":"post","link":"https:\/\/unlockmoney.in\/hi_in\/how-many-demat-accounts-can-one-person-have\/","title":{"rendered":"\u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u092a\u093e\u0938 \u0915\u093f\u0924\u0928\u0947 \u0921\u0940\u092e\u0948\u091f \u0916\u093e\u0924\u0947 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3769\" class=\"elementor elementor-3769\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66d8c148 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"66d8c148\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-276d82be\" data-id=\"276d82be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-323ef502 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"323ef502\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a48e8a6\" data-id=\"a48e8a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d574c21 elementor-widget__width-auto elementor-widget elementor-widget-shortcode\" data-id=\"4d574c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c619fd9 elementor-widget elementor-widget-jkit_post_title\" data-id=\"2c619fd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_title.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-title jeg_module___6a81fd6d29cb2\" ><h1 class=\"post-title style-color \">How Many Demat Accounts Can One Person Have?<\/h1><\/div>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-36b483fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36b483fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-493177b5\" data-id=\"493177b5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9081cdb elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"9081cdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Publisher - Unlockmoney.in<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4138fc78 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"4138fc78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2013<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b8d9c5f elementor-widget__width-initial elementor-widget elementor-widget-jkit_post_date\" data-id=\"2b8d9c5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_date.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-date jeg_module__1_6a81fd6d2a4d5\" ><p class=\"post-date \">\u091c\u0941\u0932\u093e\u0908 22, 2026<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b037098 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b037098\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-498ca87b\" data-id=\"498ca87b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39fca630 elementor-widget elementor-widget-jkit_post_featured_image\" data-id=\"39fca630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_featured_image.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-featured-image jeg_module__2_6a81fd6d2aaf9\" ><div class=\"post-featured-image \"><img fetchpriority=\"high\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-Many-Demat-Accounts-Can-One-Person-Have-.png\" class=\"attachment-full size-full wp-post-image\" alt=\"How Many Demat Accounts Can One Person Have\" srcset=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-Many-Demat-Accounts-Can-One-Person-Have-.png 1536w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-Many-Demat-Accounts-Can-One-Person-Have--300x200.png 300w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-Many-Demat-Accounts-Can-One-Person-Have--1024x683.png 1024w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-Many-Demat-Accounts-Can-One-Person-Have--768x512.png 768w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/07\/How-Many-Demat-Accounts-Can-One-Person-Have--18x12.png 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a34c8e5 elementor-widget elementor-widget-heading\" data-id=\"1a34c8e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Many Demat Accounts Can One Person Have? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47432251 elementor-widget elementor-widget-text-editor\" data-id=\"47432251\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you have been investing in Indian stocks for a while, you may have wondered whether you can open more than one demat account. Maybe you started with one broker and want to move to another without closing the first. Maybe you want to keep long-term holdings separate from active trading. Or maybe you inherited an old investment that is sitting in a demat account you no longer actively use and you are not sure what to do with it.<\/p><p>The short answer is: yes, you can hold multiple demat accounts in India. SEBI regulations allow a single investor to open and maintain more than one demat account, whether with the same Depository Participant or with different ones across NSDL and CDSL. There is no fixed upper limit on how many you can have.<\/p><p>But just because you can have multiple accounts does not automatically mean you should, or that managing them comes without complications. Understanding the rules around multiple demat accounts, the practical benefits and drawbacks, and how your demat account connects to important processes like IEPF share recovery is essential before making any decisions.<br \/><br \/>At Unlock Money, we work with investors across India who are navigating demat account complexities, especially in the context of recovering old shares, dealing with physical certificates, and managing the accounts of deceased family members. This guide covers everything you need to know about how many demat accounts one person can have and what the rules actually mean in practice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-623b7a90 elementor-widget elementor-widget-heading\" data-id=\"623b7a90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is a Demat Account and Why Does It Matter?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d3661a6 elementor-widget elementor-widget-text-editor\" data-id=\"4d3661a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">A demat account, short for dematerialised account, is an electronic account that holds <\/span><span style=\"color: #000000;\">your financial securities in digital form. Just as a savings account holds money, a demat <\/span><span style=\"color: #000000;\">account holds shares, bonds, mutual fund units, government securities, and other <\/span><span style=\"color: #000000;\">financial instruments.<br \/><\/span> <br \/><span style=\"color: #000000;\">In India, demat accounts are maintained by two depositories: the National Securities <\/span><span style=\"color: #000000;\">Depository Limited (NSDL) and the Central Depository Services Limited (CDSL). You <\/span><span style=\"color: #000000;\">do not open a demat account directly with NSDL or CDSL. Instead, you open it through <\/span><span style=\"color: #000000;\">a Depository Participant (DP), which is a SEBI-registered intermediary such as a bank, <\/span><span style=\"color: #000000;\">stockbroker, or financial institution that acts as your interface with the depository.<br \/><\/span><br \/><span style=\"color: #000000;\">The demat account is central to almost every investment-related process in India today. <\/span><span style=\"color: #000000;\">When you buy shares on a stock exchange, they are credited to your demat account. <\/span><span style=\"color: #000000;\">When you sell, they are debited. When a company credits bonus shares, they go into <\/span><span style=\"color: #000000;\">your demat. When you file an IEPF claim to recover unclaimed shares, the recovered <\/span><span style=\"color: #000000;\">shares are credited to your demat account. Without an active demat account, none of <\/span><span style=\"color: #000000;\">these processes can be completed.<\/span><strong><span style=\"color: #003366;\"><br \/><br \/><a style=\"color: #003366;\" href=\"https:\/\/unlockmoney.in\/iepf-recovery-services-india\/\">IEPF Recovery Service India Investor Education and Protection Fund (IEPF)\u00a0has been established under Section 205C of the Companies Act, 1956 through the Companies (Amendment) Act, 1999 to promote investor awareness and protect the interests of investors. Later, the IEPF Authority was constituted under Section 125(5) of the Companies Act, 2013 to administer the IEPF fund and facilitate the refund of shares, unclaimed dividends, matured debentures, deposits, and other financial assets to rightful investors while actively promoting investor education and<\/a><\/span><\/strong><span style=\"color: #003366;\"><a style=\"color: #003366;\" href=\"https:\/\/unlockmoney.in\/iepf-recovery-services-india\/\"> protection.<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-218c0c3 elementor-widget elementor-widget-heading\" data-id=\"218c0c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Many Demat Accounts Can One Person Have in India?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01bce93 elementor-widget elementor-widget-text-editor\" data-id=\"01bce93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Under current SEBI regulations and the rules governing NSDL and CDSL, there is no restriction on the number of demat accounts a single individual can hold. You can open multiple accounts with the same DP or with different DPs. You can also hold accounts with both NSDL-registered and CDSL-registered participants simultaneously.<br \/><br \/>The only real constraint is practical rather than regulatory: each demat account you open and maintain comes with its own set of charges, compliance requirements, and administrative responsibilities. Understanding these is what makes the difference between a sensible multi-account strategy and an unnecessary financial burden.<br \/><br \/><strong><span style=\"color: #003366;\">Can You Hold Accounts with Both NSDL and CDSL?<\/span><\/strong> <br \/>Yes. NSDL and CDSL are two separate and independent depositories in India. You can hold one demat account with an NSDL-registered DP and another with a CDSL registered DP. Many investors do this when they use different brokers, since some brokers are registered exclusively with one depository.<br \/><br \/>There is no requirement to consolidate or choose one. Your holdings across both depositories remain independently valid, and both accounts are recognised for the purposes of trading, IEPF claims, and corporate actions.<br \/><br \/><strong><span style=\"color: #003366;\">Can You Open Multiple Accounts with the Same DP?<\/span><\/strong> <br \/>This depends on the DP&#8217;s internal policies. Some Depository Participants allow a single investor to maintain more than one account with them, while others restrict each investor to one account. If your broker allows it, you might open separate accounts for different purposes, such as one for equity holdings and another for mutual fund units or bonds. Check directly with your DP for their specific policy.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ab3e6e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab3e6e5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3cf530c\" data-id=\"3cf530c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de4d586 elementor-widget elementor-widget-heading\" data-id=\"de4d586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quick Answer <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03ad4aa elementor-widget elementor-widget-text-editor\" data-id=\"03ad4aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There is no legal limit on how many demat accounts one person can hold in India. SEBI permits investors to maintain multiple accounts with different Depository Participants. However, each account carries its own charges, compliance requirements, and KYC obligations. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e00036 elementor-widget elementor-widget-heading\" data-id=\"0e00036\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Are the Rules Around Multiple Demat Accounts? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab5b13 elementor-widget elementor-widget-text-editor\" data-id=\"0ab5b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>While the number of accounts is not capped, there are important demat account rules that apply when you hold multiple accounts. These rules are set by SEBI, the depositories, and the individual DPs.<\/p><p><strong><span style=\"color: #003366;\">KYC Is Required for Each Account<\/span><\/strong> <br \/>Every demat account requires a complete Know Your Customer (KYC) verification. This means each account must have your PAN, Aadhaar, address proof, photograph, and bank account details on file, and all of them must be current and verified. If your KYC details have changed and you hold multiple accounts, you need to update each one separately with the respective DP.<\/p><p>SEBI has also mandated that all demat accounts be linked to a verified mobile number and email address through a process called email and mobile updation. Failing to complete this for any of your accounts can result in the account being flagged or restricted.<\/p><p><strong><span style=\"color: #003366;\">Annual Maintenance Charges Apply to Each Account<\/span><\/strong> <br \/>Every demat account attracts an Annual Maintenance Charge (AMC), which is levied by the DP. AMC rates vary across DPs and account types, but a typical range is between Rs 300 and Rs 900 per year for a standard individual account. Some brokers offer zero AMC accounts, but these often come with conditions or higher transaction fees.<\/p><p>If you hold three demat accounts with three different DPs and each charges Rs 500 per year in AMC, you are spending Rs 1,500 annually just to maintain empty or barely used accounts. For accounts that hold minimal or no value, the AMC can quickly erode any benefit of keeping them open.<\/p><p><strong><span style=\"color: #003366;\">Nomination Is Required for Each Account<\/span><\/strong> <br \/>SEBI regulations require demat account holders to either register a nominee or submit a declaration opting out of nomination. This applies to every demat account independently. If you hold multiple accounts and have not completed nomination for all of them, the accounts may be frozen for debit transactions.<\/p><p>The nomination requirement became more stringent following SEBI&#8217;s 2022 circular, which set a deadline for all existing accounts to complete or opt out of nomination. Any account where nomination was not updated by the deadline was restricted. If you have old or inactive demat accounts you have not checked recently, it is worth verifying whether they are still active or have been frozen.<\/p><p><span style=\"color: #003366;\"><strong>PAN Is the Common Identifier Across All Accounts<\/strong><\/span><\/p><p>Your Permanent Account Number is the unique identifier that links all your demat accounts to your identity. Every demat account you open must be registered under your PAN. The PAN-linked account data is accessible to depositories, regulators, and income tax authorities. This means that all your demat holdings across all accounts are traceable under a single PAN, which has implications for tax reporting and compliance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ba30978 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba30978\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c6a40d2\" data-id=\"c6a40d2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d20cf69 elementor-widget elementor-widget-heading\" data-id=\"d20cf69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tax Filing Note <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-743b943 elementor-widget elementor-widget-text-editor\" data-id=\"743b943\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>f you hold shares in multiple demat accounts and earn dividends or capital gains from any of them, all income must be reported in your income tax return. NSDL and CDSL make your demat account holdings data available to the income tax department through Annual Information Statement (AIS). Inactive accounts that receive corporate action credits, such as bonus shares, can create reporting obligations you may not be aware of.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2058270 elementor-widget elementor-widget-heading\" data-id=\"2058270\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Do Investors Hold Multiple Demat Accounts? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6ecd24 elementor-widget elementor-widget-text-editor\" data-id=\"c6ecd24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are several legitimate reasons why an individual might choose to maintain more than one demat account. Understanding these can help you decide whether multiple accounts make sense for your situation.<br \/><br \/><strong><span style=\"color: #003366;\">Switching Brokers Without Closing the Old Account<\/span><\/strong> <br \/>This is probably the most common reason investors end up with multiple demat accounts. When you switch to a new broker for better trading platforms, lower brokerage, or improved service, you open a new demat account with the new DP. Rather than going through the process of transferring all holdings and closing the old account, many investors simply start using the new account and leave the old one open with whatever holdings remain there.<br \/><br \/>Over time, this can result in holdings scattered across two or three accounts with different DPs, making it harder to get a clear picture of your total portfolio.<br \/><br \/><strong><span style=\"color: #003366;\">Separating Long-Term Holdings from Active Trading<\/span><\/strong> <br \/>Some investors deliberately maintain two demat accounts for different purposes. One account holds long-term equity investments that are rarely traded, often with a bank based DP for the stability and convenience of banking integration. A second account with a discount broker is used for active trading, where lower transaction costs and faster order execution matter more.<br \/><br \/>This is a valid strategy as long as you are comfortable managing the charges and compliance requirements of both accounts.<br \/><br \/><strong><span style=\"color: #003366;\">Holding Inherited Investments<\/span><\/strong> <br \/>When a family member passes away and their demat account holdings need to be transferred to a legal heir, the transmission process credits the inherited shares into theheir&#8217;s existing demat account. However, if the transmission is handled separately and a new account was opened specifically for the purpose, you can end up with an account that holds only the inherited shares alongside your regular account.<br \/><br \/><strong><span style=\"color: #003366;\">Old Accounts from Physical Share Conversion<\/span><\/strong> <br \/>Many investors who converted old physical share certificates to demat form did so through whatever broker was available at the time, often before they had an existing demat account with their preferred broker. The converted shares now sit in an account they do not regularly use.<br \/><br \/>This is a scenario Unlock Money encounters frequently. When families discover old physical certificates and go through the dematerialisation process or the IEPF claim process, the resulting shares are credited to a demat account that may not be the investor&#8217;s primary one. Consolidating these holdings is often the next sensible step.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97c66b elementor-widget elementor-widget-heading\" data-id=\"d97c66b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Are the Disadvantages of Holding Multiple Demat Accounts? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa8ee3d elementor-widget elementor-widget-text-editor\" data-id=\"aa8ee3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>While multiple demat accounts are permitted and sometimes useful, there are real downsides to holding more accounts than you actively need.<br \/><br \/><strong><span style=\"color: #003366;\">Ongoing Annual Maintenance Charges<\/span><\/strong> <br \/>As mentioned, each account carries its own AMC. If you have three accounts and only actively use one, you are paying charges on two accounts that serve no practical purpose. Over several years, this adds up to a meaningful cost, especially if you are unaware that the charges are being debited.<br \/><br \/><strong><span style=\"color: #003366;\">KYC and Nomination Compliance Burden<\/span><\/strong> <br \/>Every account must have current KYC and completed nomination. If your address, bank account, or contact details change, you need to update each account separately. Missing an update in one account can lead to it being frozen, which creates problems when you later need to access holdings in that account.<br \/><br \/><strong><span style=\"color: #003366;\">Fragmented Portfolio View<\/span><\/strong> <br \/>When your holdings are spread across multiple accounts, you lose the clarity of seeing your complete portfolio in one place. This makes it harder to track your total investment value, plan asset allocation, or make decisions about rebalancing. Many investors with multiple accounts are not fully aware of what they hold in each one.<br \/><br \/><strong><span style=\"color: #003366;\">Increased Risk of Forgotten Holdings<\/span><\/strong> <br \/>The more accounts you have, the easier it is to lose track of one. A demat account that is not regularly checked can accumulate uncredited dividends, unexercised rights, or bonus shares that you are entitled to but never notice. In the worst case, if the associated bank account or contact details become outdated, these credits can fail to reach you and potentially lead to the shares eventually being transferred to IEPF.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4687348 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4687348\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-18b7a9d\" data-id=\"18b7a9d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e85d24 elementor-widget elementor-widget-heading\" data-id=\"8e85d24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A Common Pattern <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7d114 elementor-widget elementor-widget-text-editor\" data-id=\"cc7d114\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Many IEPF cases that come to Unlock Money originate from exactly this situation. An investor opened a demat account years ago to convert old physical shares, forgot about it, and the associated bank account became inactive. Dividends from those shares went unclaimed, and eventually the shares moved to IEPF. A simple annual check of all demat accounts would have prevented this entirely.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d293ea1 elementor-widget elementor-widget-heading\" data-id=\"d293ea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Should You Consolidate Multiple Demat Accounts? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-622d903 elementor-widget elementor-widget-text-editor\" data-id=\"622d903\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For most investors, holding more demat accounts than you actively use creates unnecessary cost and complexity. If you have holdings scattered across multiple accounts, consolidating them into a single primary account is usually the cleaner approach.<br \/><br \/>The process of transferring shares from one demat account to another is handled through an off-market transfer or a Delivery Instruction Slip (DIS). You instruct the source DP to transfer specified shares to the target demat account. There is typically a small transaction fee per transfer, and the process takes one to two business days. Once the transfer is complete, you can initiate account closure with the source DP.<br \/><br \/>Before closing any account, verify that it does not hold any pending corporate actions, dividend credits, or rights entitlements. Check the account statement carefully and contact the DP to confirm there are no outstanding credits or pending transactions before initiating closure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6114405 elementor-widget elementor-widget-heading\" data-id=\"6114405\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When It Makes Sense to Keep Multiple Accounts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddba668 elementor-widget elementor-widget-text-editor\" data-id=\"ddba668\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are situations where maintaining more than one demat account is genuinely useful rather than just convenient. <br \/>\u2022 You actively trade with a discount broker and separately hold long-term investments with a bank-based DP, and you have the discipline to manage both accounts.<br \/>\u2022 You are in the process of transferring inherited holdings to your primary account and need the secondary account temporarily.<br \/>\u2022 You are an HUF (Hindu Undivided Family) where the Karta holds a personal account and a separate HUF account, which are distinct legal entities.<br \/>\u2022 You are an NRI with different account types required for different investment categories under FEMA regulations.<br \/>In all other cases, fewer accounts tend to mean less cost, less compliance burden, and a clearer picture of your investment portfolio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4988e72 elementor-widget elementor-widget-heading\" data-id=\"4988e72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Multiple Demat Accounts Connect to IEPF and Unclaimed Shares <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-796a9a8 elementor-widget elementor-widget-text-editor\" data-id=\"796a9a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For anyone dealing with old investments, physical share certificates, or inherited assets, the question of how many demat accounts one can have is directly connected to the IEPF recovery process.<br \/><br \/>When you file an IEPF claim to recover unclaimed shares, the IEPF Authority credits the recovered shares to the demat account specified in your Form IEPF-5. This means you need to decide which of your demat accounts you want the shares credited to before you file the claim. Changing the account after submission requires resubmitting the form.<br \/><br \/>If you are a legal heir filing an IEPF claim on behalf of a deceased investor, the demat account for the credit must be in your own name. The IEPF will not credit shares to the deceased person&#8217;s demat account. This is another reason why having a clear, active demat account in your own name before initiating the claim process is important.<br \/><br \/>Unlock Money helps clients navigate this connection between their demat account setup and their IEPF recovery process. We ensure that the correct demat account details are entered in Form IEPF-5 and that the account is active, KYC-compliant, and capable of receiving the credit before the claim is filed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f0d539 elementor-widget elementor-widget-heading\" data-id=\"1f0d539\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Unlock Money Helps with Demat-Related Recovery Issues <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fa6340 elementor-widget elementor-widget-text-editor\" data-id=\"8fa6340\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Unlock Money is a specialised financial asset recovery service operated by AAPT Corp Advisors LLP. While our primary focus is IEPF share recovery and unclaimed investment recovery, demat account issues are an integral part of almost every case we handle.<br \/><br \/><strong><span style=\"color: #003366;\">Identifying the Right Demat Account for IEPF Claims<\/span><\/strong> <br \/>When clients have multiple demat accounts, we help them identify which account is the most appropriate to use for the IEPF credit. We verify that the account is active, that the KYC details are current, and that the bank account linked to it is operational so the dividend refund can also be credited without issues.<br \/><br \/><strong><span style=\"color: #003366;\">Assisting with Demat Account Opening<\/span><\/strong> <br \/>For clients who do not yet have a demat account, or who need to open one in the name of a legal heir before an IEPF claim can proceed, we guide them through the account opening process and the documentation required. We ensure the account is set up correctly before any claim is filed.<br \/><br \/><strong><span style=\"color: #003366;\">Managing Physical Share Dematerialisation<\/span><\/strong> <br \/>When old physical share certificates are part of the picture, we handle the complete dematerialisation process alongside the IEPF claim or dividend recovery process. This includes identifying the correct DP to use, preparing the Dematerialisation Request Form, and ensuring the resulting credit goes to the client&#8217;s designated primary demat account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68076ab elementor-widget elementor-widget-heading\" data-id=\"68076ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Handling Inherited and Deceased Investor Accounts <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ca7d7 elementor-widget elementor-widget-text-editor\" data-id=\"77ca7d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For families managing the financial estate of a deceased investor, demat account transmission and IEPF claim filing often need to happen together. We coordinate both processes so the legal heir&#8217;s demat account is ready to receive both the transmitted holdings from the deceased&#8217;s existing account and any IEPF credits from shares that had already moved to the government fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3e0fb4b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e0fb4b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f9ea87b\" data-id=\"f9ea87b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-674c240 elementor-widget elementor-widget-heading\" data-id=\"674c240\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Start with What You Have<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41e72cb elementor-widget elementor-widget-text-editor\" data-id=\"41e72cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you are unsure how many demat accounts you or a family member hold, start by searching under your PAN. NSDL&#8217;s IDeAS portal and CDSL&#8217;s easi portal both allow you to check all accounts linked to your PAN. This is the first step toward getting a complete picture of your holdings and identifying anything that needs attention.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1b9a7e elementor-widget elementor-widget-heading\" data-id=\"d1b9a7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66a1732 elementor-widget elementor-widget-text-editor\" data-id=\"66a1732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #003366;\">Is there a maximum number of demat accounts one person can have in India?<\/span><\/strong> <br \/>No. SEBI does not impose a cap on the number of demat accounts an individual can hold. You can open accounts with multiple Depository Participants across NSDL and CDSL. The only practical constraints are the Annual Maintenance Charges, KYC obligations, and nomination requirements that apply to every account independently.<\/p><p><strong><span style=\"color: #003366;\">Can I hold demat accounts with both NSDL and CDSL at the same time?<\/span><\/strong> <br \/>Yes. NSDL and CDSL are independent depositories and there is no restriction on holding accounts with registered participants of both. Many investors maintain accounts with DPs registered under different depositories, particularly when they use multiple brokers.<\/p><p><strong><span style=\"color: #003366;\">Do I have to pay AMC for all my demat accounts?<\/span><\/strong> <br \/>Yes, each demat account is subject to its own Annual Maintenance Charge levied by the respective DP. Even if an account holds no shares, the AMC may still be applicable depending on the DP&#8217;s terms. Some DPs offer zero-AMC accounts, but these often come with higher transaction fees or minimum balance conditions.<\/p><p><strong><span style=\"color: #003366;\">Can I close a demat account that I no longer use?<\/span><\/strong> <br \/>Yes. You can close a demat account by submitting a closure request to your DP after transferring all remaining holdings to another account. The DP will close the account once the balance is nil and all pending transactions are settled. Ensure there are no outstanding charges or corporate action credits before initiating closure.<\/p><p><strong><span style=\"color: #003366;\">What happens to my demat account if I pass away?<\/span><\/strong> <br \/>If you have registered a nominee, the nominee can apply for transmission of the holdings to their own demat account by submitting the required documents to the DP. If no nominee is registered, the legal heir must provide a succession certificate or legal heir certificate. The account is not automatically closed upon the account holder&#8217;s death and continues to hold the securities until transmission is completed.<\/p><p><strong><span style=\"color: #003366;\">Does having multiple demat accounts affect my tax filing?<\/span><\/strong> <br \/>Yes. Income generated across all demat accounts, including dividends and capital gains, must be reported in your income tax return. The Annual Information Statement (AIS) available on the income tax portal aggregates data across all accounts linked to your PAN, so all activity is visible to the tax department regardless of how many accounts you hold.<\/p><p><strong><span style=\"color: #003366;\">Can I use any of my demat accounts for an IEPF claim?<\/span><\/strong> <br \/>Yes, but the account you specify in Form IEPF-5 must be in the claimant&#8217;s name, must be active, and must have current KYC. If you are a legal heir filing on behalf of a deceased investor, the demat account must be in your own name, not the deceased&#8217;s. Unlock Money.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-373099b7 elementor-widget__width-auto elementor-widget-tablet__width-auto elementor-widget-mobile__width-auto elementor-widget elementor-widget-jkit_button\" data-id=\"373099b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_button.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-button  icon-position-after jeg_module__3_6a81fd6d2d493\" ><a href=\"https:\/\/unlockmoney.in\/iepf-recovery-services-india\/\" class=\"jkit-button-wrapper\">IEPF Recovery<i aria-hidden=\"true\" class=\"jki jki-right-arrow1-light\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a8c10ae elementor-widget__width-auto elementor-widget-tablet__width-auto elementor-widget-mobile__width-auto elementor-widget elementor-widget-jkit_button\" data-id=\"7a8c10ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_button.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-button  icon-position-after jeg_module__4_6a81fd6d2d8ea\" ><a href=\"https:\/\/www.mca.gov.in\" class=\"jkit-button-wrapper\" target=\"_blank\" rel=\"noopener\">IEPF articles <i aria-hidden=\"true\" class=\"jki jki-right-arrow1-light\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-730b8f2f elementor-widget elementor-widget-jkit_post_comment\" data-id=\"730b8f2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_comment.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-comment jeg_module__5_6a81fd6d2e579\" ><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-655c8fda jkit-sticky-element--enabled jkit-sticky-element-on--down jkit-sticky-position--sticky\" data-id=\"655c8fda\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;jkit_sticky_top_position&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;20&quot;,&quot;sizes&quot;:[]},&quot;jkit_sticky_device&quot;:[&quot;desktop&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-875815c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"875815c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7cae1150\" data-id=\"7cae1150\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-716e4b2 elementor-widget elementor-widget-heading\" data-id=\"716e4b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Recent Post<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bf0512b elementor-widget elementor-widget-jkit_post_block\" data-id=\"3bf0512b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_block.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-postblock postblock-type-5 jkit-pagination-disable post-element jeg_module__6_6a81fd6d30478\"  data-id=\"jeg_module__6_6a81fd6d30478\" data-settings=\"{&quot;post_type&quot;:&quot;post&quot;,&quot;number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1&quot;,&quot;sizes&quot;:[]},&quot;post_offset&quot;:0,&quot;unique_content&quot;:&quot;disable&quot;,&quot;include_post&quot;:&quot;&quot;,&quot;exclude_post&quot;:&quot;&quot;,&quot;include_category&quot;:&quot;&quot;,&quot;exclude_category&quot;:&quot;&quot;,&quot;include_author&quot;:&quot;&quot;,&quot;include_tag&quot;:&quot;&quot;,&quot;exclude_tag&quot;:&quot;&quot;,&quot;sort_by&quot;:&quot;latest&quot;,&quot;pagination_mode&quot;:&quot;disable&quot;,&quot;pagination_loadmore_text&quot;:&quot;Load More&quot;,&quot;pagination_loading_text&quot;:&quot;Loading...&quot;,&quot;pagination_number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;pagination_scroll_limit&quot;:0,&quot;pagination_icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;pagination_icon_position&quot;:&quot;before&quot;,&quot;st_category_position&quot;:&quot;center&quot;,&quot;sg_content_postblock_type&quot;:&quot;type-5&quot;,&quot;sg_content_element_order&quot;:&quot;title,meta,excerpt,read&quot;,&quot;sg_content_breakpoint&quot;:&quot;tablet&quot;,&quot;sg_content_title_html_tag&quot;:&quot;h3&quot;,&quot;sg_content_category_enable&quot;:&quot;&quot;,&quot;sg_content_excerpt_enable&quot;:&quot;&quot;,&quot;sg_content_excerpt_length&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;sg_content_excerpt_more&quot;:&quot;...&quot;,&quot;sg_content_readmore_enable&quot;:&quot;&quot;,&quot;sg_content_readmore_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-right&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_readmore_icon_position&quot;:&quot;after&quot;,&quot;sg_content_readmore_text&quot;:&quot;Read More&quot;,&quot;sg_content_comment_enable&quot;:&quot;&quot;,&quot;sg_content_comment_icon&quot;:{&quot;value&quot;:&quot;fas fa-comment&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_comment_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_enable&quot;:&quot;&quot;,&quot;sg_content_meta_author_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_author_by_text&quot;:&quot;by&quot;,&quot;sg_content_meta_author_icon&quot;:{&quot;value&quot;:&quot;fas fa-user&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_author_icon_position&quot;:&quot;before&quot;,&quot;sg_content_meta_date_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_type&quot;:&quot;published&quot;,&quot;sg_content_meta_date_format&quot;:&quot;default&quot;,&quot;sg_content_meta_date_format_custom&quot;:&quot;F j, Y&quot;,&quot;sg_content_meta_date_icon&quot;:{&quot;value&quot;:&quot;fas fa-clock&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_date_icon_position&quot;:&quot;before&quot;,&quot;sg_content_image_size_imagesize_size&quot;:&quot;full&quot;,&quot;paged&quot;:1,&quot;class&quot;:&quot;jkit_post_block&quot;}\"><div class=\"jkit-block-container\"><div class=\"jkit-posts jkit-ajax-flag\">\n            <article class=\"jkit-post post-4035 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized\">\n                    <div class=\"jkit-thumb\"><a aria-label=\"How to Recover Unclaimed Shares in India\" href=\"https:\/\/unlockmoney.in\/hi_in\/how-to-recover-unclaimed-shares-in-india\/\"><div class=\"thumbnail-container \">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/08\/How-to-Recover-shares.png\" class=\"attachment-full size-full wp-post-image\" alt=\"unclaimed shares\" loading=\"lazy\" srcset=\"https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/08\/How-to-Recover-shares.png 1536w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/08\/How-to-Recover-shares-300x200.png 300w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/08\/How-to-Recover-shares-1024x683.png 1024w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/08\/How-to-Recover-shares-768x512.png 768w, https:\/\/unlockmoney.in\/wp-content\/uploads\/2026\/08\/How-to-Recover-shares-18x12.png 18w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/>\n        <\/div><\/a><\/div>\n                    <div class=\"jkit-postblock-content\"><h3 class=\"jkit-post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/unlockmoney.in\/hi_in\/how-to-recover-unclaimed-shares-in-india\/\">How to Recover Unclaimed Shares in India<\/a>\n\t\t\t\t\t\t<\/h3><div class=\"jkit-post-meta-bottom\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div><\/div>\n                <\/article>\n        <\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-681914e8 elementor-widget elementor-widget-jkit_post_list\" data-id=\"681914e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_list.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-postlist layout-vertical post-element jkit-pagination-disable jeg_module__7_6a81fd6d323fb\"  data-id=\"jeg_module__7_6a81fd6d323fb\" data-settings=\"{&quot;post_type&quot;:&quot;post&quot;,&quot;number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;post_offset&quot;:0,&quot;unique_content&quot;:&quot;disable&quot;,&quot;include_post&quot;:&quot;&quot;,&quot;exclude_post&quot;:&quot;&quot;,&quot;include_category&quot;:&quot;&quot;,&quot;exclude_category&quot;:&quot;&quot;,&quot;include_author&quot;:&quot;&quot;,&quot;include_tag&quot;:&quot;&quot;,&quot;exclude_tag&quot;:&quot;&quot;,&quot;sort_by&quot;:&quot;oldest&quot;,&quot;pagination_mode&quot;:&quot;disable&quot;,&quot;pagination_loadmore_text&quot;:&quot;Load More&quot;,&quot;pagination_loading_text&quot;:&quot;Loading...&quot;,&quot;pagination_number_post&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;pagination_scroll_limit&quot;:0,&quot;pagination_icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;pagination_icon_position&quot;:&quot;before&quot;,&quot;sg_content_layout&quot;:&quot;vertical&quot;,&quot;sg_content_image_enable&quot;:&quot;&quot;,&quot;sg_content_background_image_enable&quot;:&quot;&quot;,&quot;sg_content_icon_enable&quot;:&quot;&quot;,&quot;sg_content_icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_enable&quot;:&quot;yes&quot;,&quot;sg_content_meta_date_type&quot;:&quot;published&quot;,&quot;sg_content_meta_date_format&quot;:&quot;default&quot;,&quot;sg_content_meta_date_format_custom&quot;:&quot;F j, Y&quot;,&quot;sg_content_meta_date_icon&quot;:{&quot;value&quot;:&quot;fas fa-clock&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_category_enable&quot;:&quot;&quot;,&quot;sg_content_meta_category_icon&quot;:{&quot;value&quot;:&quot;fas fa-tag&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;sg_content_meta_position&quot;:&quot;bottom&quot;,&quot;sg_content_image_size_imagesize_size&quot;:&quot;large&quot;,&quot;paged&quot;:1,&quot;class&quot;:&quot;jkit_post_list&quot;}\"><div class=\"jkit-block-container\"><div class=\"jkit-posts jkit-ajax-flag\">\n            <article class=\"jkit-post post-list-item\">\n                <a href=\"https:\/\/unlockmoney.in\/hi_in\/how-to-recover-unclaimed-money-in-india\/\">\n                    \n                    <div class=\"jkit-postlist-content\"><span class=\"jkit-postlist-title\">How to Recover Unclaimed Money in India: Complete IEPF Guide (2026)<\/span><div class=\"meta-lists\"><span class=\"meta-date\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>\u0905\u092a\u094d\u0930\u0948\u0932 15, 2026<\/span> <\/div><\/div>\n                <\/a>\n            <\/article><article class=\"jkit-post post-list-item\">\n                <a href=\"https:\/\/unlockmoney.in\/hi_in\/unclaimed-shares-in-india\/\">\n                    \n                    <div class=\"jkit-postlist-content\"><span class=\"jkit-postlist-title\">Top Reasons why shares become unclaimed in india<\/span><div class=\"meta-lists\"><span class=\"meta-date\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>\u0905\u092a\u094d\u0930\u0948\u0932 15, 2026<\/span> <\/div><\/div>\n                <\/a>\n            <\/article><article class=\"jkit-post post-list-item\">\n                <a href=\"https:\/\/unlockmoney.in\/hi_in\/iepf-claim-process-explained\/\">\n                    \n                    <div class=\"jkit-postlist-content\"><span class=\"jkit-postlist-title\">IEPF Claim Process Explained: Recover Shares &amp; Dividends Easily<\/span><div class=\"meta-lists\"><span class=\"meta-date\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-clock\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256,8C119,8,8,119,8,256S119,504,256,504,504,393,504,256,393,8,256,8Zm92.49,313h0l-20,25a16,16,0,0,1-22.49,2.5h0l-67-49.72a40,40,0,0,1-15-31.23V112a16,16,0,0,1,16-16h32a16,16,0,0,1,16,16V256l58,42.5A16,16,0,0,1,348.49,321Z\"><\/path><\/svg>\u0905\u092a\u094d\u0930\u0948\u0932 15, 2026<\/span> <\/div><\/div>\n                <\/a>\n            <\/article>\n        <\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-399fedda elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"399fedda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-animation-grow elementor-repeater-item-866320a\" href=\"https:\/\/www.facebook.com\/profile.php?id=61590146162189\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-grow elementor-repeater-item-fa89693\" href=\"https:\/\/www.instagram.com\/unlockmoney_in?igsh=ZXJqMnBudW9oZzQ1&#038;utm_source=qr\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-animation-grow elementor-repeater-item-4b39128\" href=\"https:\/\/www.linkedin.com\/company\/unlock-moneyy\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-animation-grow elementor-repeater-item-6d7017d\" href=\"https:\/\/x.com\/unlockmoney_in?s=21\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M459.37 151.716c.325 4.548.325 9.097.325 13.645 0 138.72-105.583 298.558-298.558 298.558-59.452 0-114.68-17.219-161.137-47.106 8.447.974 16.568 1.299 25.34 1.299 49.055 0 94.213-16.568 130.274-44.832-46.132-.975-84.792-31.188-98.112-72.772 6.498.974 12.995 1.624 19.818 1.624 9.421 0 18.843-1.3 27.614-3.573-48.081-9.747-84.143-51.98-84.143-102.985v-1.299c13.969 7.797 30.214 12.67 47.431 13.319-28.264-18.843-46.781-51.005-46.781-87.391 0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-threads elementor-animation-grow elementor-repeater-item-aac7201\" href=\"https:\/\/www.threads.com\/@unlockmoney.in?igshid=NTc4MTIwNjQ2YQ==\" target=\"_blank\">\n\t\t\t\t\t\t<span 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2.8c-2.4-14.8-7.3-26.6-14.6-35.2c-10-11.7-25.6-17.7-46.2-17.8H227c-16.6 0-39 4.6-53.3 26.3l-34.4-23.6c19.2-29.1 50.3-45.1 87.8-45.1h.8c62.6 .4 99.9 39.5 103.7 107.7l-.2 .2zm-156 68.8c1.3 25.1 28.4 36.8 54.6 35.3c25.6-1.4 54.6-11.4 59.5-73.2c-13.2-2.9-27.8-4.4-43.4-4.4c-4.8 0-9.6 .1-14.4 .4c-42.9 2.4-57.2 23.2-56.2 41.8l-.1 .1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-animation-grow elementor-repeater-item-627de50\" href=\"https:\/\/www.youtube.com\/@UnlockMoney_in\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-youtube\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 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We&#8217;re a team of experts ready to talk to you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e568517 jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"2e568517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position-left elementor-animation- jeg_module__8_6a81fd6d340a4\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><i aria-hidden=\"true\" class=\"jki jki-phone1-light\"><\/i><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h2 class=\"title\">+91-1204345715<\/h2>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c11d4cc jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"c11d4cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position-left elementor-animation- jeg_module__9_6a81fd6d3454d\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><i aria-hidden=\"true\" class=\"jki jki-envelope2-light\"><\/i><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h2 class=\"title\">Info@unlockmoney.in<\/h2>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you have been investing in Indian stocks for a while, you may have wondered whether you can open more..<\/p>","protected":false},"author":1,"featured_media":3776,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-asset-recovery"],"_links":{"self":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts\/3769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/comments?post=3769"}],"version-history":[{"count":41,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts\/3769\/revisions"}],"predecessor-version":[{"id":3923,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/posts\/3769\/revisions\/3923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/media\/3776"}],"wp:attachment":[{"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/media?parent=3769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/categories?post=3769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unlockmoney.in\/hi_in\/wp-json\/wp\/v2\/tags?post=3769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}